Essay Topics: Essay Topics Related to Psychology

Essay Topics: Essay Topics Related to PsychologyA topic in a psychology and science essay should be very important to the purpose of the essay. The importance of a topic is related to its importance in regards to the essay itself. A good topic will be one that should be very detailed, but should also be easy to understand and remember.A good topic to use as an introduction for the essay should be a question, which asks the reader to consider an answer. The question should be simple and easily answered. The question should not be too long, as this will not be useful to the main body of the essay. However, the essay should be very interesting enough to be read over.After having a good introduction to the main body of the essay, the topic should then move onto more detailed topics. The more detailed the topic, the easier it will be to get across to the reader. The bigger the topic, the easier it will be to get across to the reader.The main body of the essay will also contain the respons e to the question, which was introduced. A good topic for this section will be to provide the answer. The subject will be used to move on to the other sections of the essay. This is usually done through the introduction of another topic.A secondary point or topic may also be used here. The response should be simple enough to understand. Again, it should be easy to write and to remember.The next section should be about psychology and how it applies to the essay. The topic should explain how psychological principles work and why the subject matter is important to the essay. The essay should be clear, as the point should be explained with a different subject.A topic about studying the mind of a particular psychology should also be included. This will allow the author to go into greater detail about how the mind works. The study of the mind is one that is very important to the overall success of the essay.A topic about the development of learning is an interesting topic to include in th e essay. This can relate to both the principles of learning and how that knowledge is related to the theory of learning. It will be useful to write about each of these topics separately, as the essay will have to contain different topics.

Do You Need to Cite Paraphrasing in MLA Format When Writing a Critical Essay

Do You Need to Cite Paraphrasing in MLA Format When Writing a Critical Essay?When writing a critique, it is imperative that you use MSA for MLA formatting. One of the biggest mistakes that people make is that they do not cite the correct MSA formats. This is a huge mistake as when an examiner reads your paper they are going to be looking for good examples of MLA format.The key with MLA and MSA is that they are both important, and they are different. MSA format paper will require a different type of citation. First of all, when writing an MSA, make sure that the author's last name is in all lower case. Also, use the final element of the writer's name at the end of the title and at the beginning of the body of the text.When writing an MLA essay, or any type of academic paper, it is best to use the following MLA/MSA formats when quoting a source in your writing:One thing that a lot of people get wrong is the quote itself. They often get into a weird mindset where they think that if they use quotation marks then their paper is somehow correct. This is completely and utterly untrue.The words are the words and they are going to be interpreted in many different ways. The only way to make sure that you get the correct reference is to actually use the style guide and cite the text correctly. Also, one mistake that most people make is that they use an old style reference, which will not allow you to cite the exact MLA term that you are using.To learn about all of the details of MLA and MSA formatting in MLA format, go online to your chosen school's online program and take a look at the syllabus. Not only will you learn all of the basics, but you will also learn about MLA and MSA format. After you have finished taking your MLA and MSA course you will be able to start properly citing your sources in your paper.You will want to make sure that you cite the specific source so that the reader can look it up in the reference book or check the syllabus for a good reference point . When you can correctly do this, it is a huge plus to your credibility as a writer.If you get this right number of times, then you should be able to handle any type of writing assignment without much problem. However, if you want to be sure that you use MLA format correctly, it is recommended that you either go online and take a look at the MLA format, or that you take a class on MLA and MSA formatting.

Calculating And Evaluating Example For Free - Free Essay Example

Corporate finance is the field of finance dealing with financial decisions that business enterprises make and the tools and analysis used to make these decisions. Corporate finance is one of the most important areas of finance which takes into account all the financial decision taken by corporate enterprises.The primary goal of corporate finance is to maximize corporate value while managing the firms financial risks. Although it is in principle different from managerial finance which studies the financial decisions of all firms, rather than corporations alone, the main concepts in the study of corporate finance are applicable to the financial problems of all kinds of firms. It also deals with the tools and techniques used to make these decisions. One of the main objectives of corporate finance is to maximize the corporate value. Corporate finance also takes into account the financial risks faced by the firm while maximizing the corporate value. Corporate finance is different from managerial fianceacute;. Corporate finance deals only with the corporate whereas managerial finance deals with almost all the firms. Capital Investment Decisions: The goal of the corporate sector is to maximize return on investing in projects which have a positive Net Present Value. Capital investment decision is composed of : 1. Investment Decision 2. The Dividend Decision Working Capital Management: This type of corporate finance is used the management of the current assets of the company. It also deals with short term financing such that the cash flows and return are acceptable. Financial Risk Management: Financial Risk Management is vital for Corp orate Finance. It basically highlights the risks that are to be hedged by the use of different financial instruments. The financial instruments are changes in the commodity prices, interest rates, foreign exchange rates and stock prices. Derivatives like options, future contracts, forward contracts and swaps are used as instruments of financial risk management. Introduction to Corporate Finance is simply dealt with acquisition of resources and allocation of resources. Get an introductory part on Corporate Finance. Corporate Financial Services are mainly of asset based lending, cash flow lending and second lien loans. Corporate Financial Management is an important tool in managing the working capital of a company. Find the process of managing the corporate finance. PepsiCo The world leading firm in snack food industry and the second in the soft drink industry. It has more than 200 product available in the market in and around the world. It invents many ideas and designs to p romote and improve itself. The company is listed in the London stock exchange. The major competitor of pepsico is coca cola which is the leading brand in the soft drink industry and maintains a larger share than pepsico. 2.Net Debt Ratio of PEPSI CO L*= (D+PVOL-CMS)/ (NP+D+PVOL-CMS) D=Market value of Total Debt= $9453 PVOL=Present Value of Operating Lease (5 times the annual rental expense) =479*5= $2395 CMS=Cash and Marketable Securities=($1498*25%)+$1498= 1123.50 NP=No. Of common shares* common stock price=788*55.87=$44025.56 L*= (D+PVOL-CMS)/ (NP+D+PVOL-CMS) L*= (9453+2395-1123.50)/ (44025.56+9453+2395-1123.50) = 10724.50/ 54750.06 = 0.20 3.Ratio Calculation of PepsiCo and Comparable Firms Interest Coverage Ratio Interest coverage Ratio is used to analysis the firms debt-servicing ability. The ratio indicates the number of times the company can make the payment of the interest charges are available funds. A higher ratio is desirable for every company, but as the ratio increases the risk also increases for the company indicating conservative nature of the firm in using debt. A lower ratio indicates excessive use of debt or inefficient operations. Interest coverage  is a financial ratio which helps the company in providing a quick glance of companys ability to pay the interest charges on its debt. It also tells the company about the number of times the company can pay interest from the available earnings which acts as a safety margin for a particular period for the company. Pepsi Co Interest Coverage Ratio= Earning before Interest and Tax(EBIT)/ Interest = $3114/ $682 = 4.57 Cadbury Schweppes Interest Coverage Ratio= Earning before Interest and Tax (EBIT)/ Interest = $ 661/ $135 = 4.90 Coca- Cola Interest Coverage Ratio= Earning before Interest and Tax(EBIT)/ Interest = $4600/ $272 = 16.91 Coca- Cola Entreprises Interest Coverage Ratio= Earning before Interest and Tax(EBIT)/ Interest = $471/ $ 326 = 1.44 McDonalds Interest Coverage Ratio= Earning before Interest and Tax(EBIT)/ Interest = $2509/ $ 340 = 7.38 Comparing the Interest coverage ratio of PepsiCo with other companies, PepsiCo has a good ratio which is neither high nor low, which indicates that the company is operating efficiently and is not conservative in using Debt. Fixed Charge Coverage Ratio A ratio that indicates a firms ability to satisfy fixed financing expenses, such as interest and leases. The fixed charge coverage ratio is especially important for firms that extensively lease equipment. EBIT, Taxes, and Interest Expense are taken from the companys income statement. Lease Payments are taken from the balance sheet and are usually shown as a footnote on the balance sheet. The result of the fixed charge coverage ratio is the number of times the company can cover its fixed charges per year. A Ratio which is higher to 1 indicates that the company is able to payoff its fixed expenses and lower ratio shows that the company is unable clear its fixed expenses. It is calculated as follows: EBIT + Fixed charge/ Fixed charge + Interest Pepsi co Fixed Charge Coverage Ratio = EBIT + Fixed charge/ Fixed charge + Interest = $ 3114+ $479/ $479+ $ 682 =$ 3593/ $ 1161 =$ 3.09 Cadbury Schweppes Fixed Charge Coverage Ratio = EBIT + Fixed charge/ Fixed charge + Interest = $ 661+$25/ $25+$ 135 = $686/$ 160 =$ 4.29 Coca- Cola Fixed Charge Coverage Ratio = EBIT + Fixed charge/ Fixed charge + Interest =$ 4600+$ 0/$0 +$ 272 =$ 16.91 Coca- Cola Enterprise Fixed Charge Coverage Ratio = EBIT + Fixed charge/ Fixed charge + Interest =$ 471+$ 31/$ 31+$ 326 =$ 502/ $ 357 =$1.41 McDonalds Fixed Charge Coverage Ratio = EBIT + Fixed charge/ Fixed charge + Interest =$ 2509+$ 498/$ 498+$ 340 =$ 3009/ $ 838 =$ 3.59 The ratios indicate that all the companies are showing a positive sign that they are able to payoff the fixed expenses which they incur every year. The companies with higher than 1 indicates the ability to pay the fixed charges that the company incur. Long Term Debt Ratio This ratio is calculated to determine the companys leverage. Here the companies long term debt and the shareholders equity is taken into consideration for the calculation. Long term debt ratio shows what proportion of debt and equity the firm is using to finance its assets to run the operation of the company. If the company uses more debt finance to run the operations of the business, the company can generate more earnings. Higher the ratio, higher is the companies leverage, but the companies with more long term debt are a liability to the company and therefore it is risky. It is calculated as follows: Long term debt / Shareholders Equity Pepsi Co Long Term Debt Ratio = Long term debt / Shareholders Equity = $ 8747/ $ 1498 = 5.84 Cadbury Schweppes Long Term Debt Ratio = Long term debt / Shareholders Equity =$ 864/$ 129 =6.70 Coca- Cola Long Term Debt Ratio = Long term debt / Shareholders Equity =$ 1141/$ 1315 =0.87 Coca- Cola Enterprises Long Term Debt Ratio = Long term debt / Shareholders Equity =$ 4138/$ 8 = 517.25 McDonalds Long Term Debt Ratio = Long term debt/ Shareholders Equity =$ 4258/$ 335 =12.71 Here the comparison indicates that the only PepsiCo has an average level leverage of the company, which is neither too risky nor safe. This can also said as ideal leverage level compared to the risk that other companies bare. This ratio also indicates the risk which the company face while using the debt financing for investment activities. If the company is not able to generate enough cash flows, its risk of bankruptcy is higher which with shatter the business of the company. Total debt to Adjusted Total Capitalisation The long term debt to total capitalisation ratio indicates the proportion of long term debt invested in the total asset of the company. For the calculation, the total long term debt and the shareholders equity are taken into consideration. A major difference from the traditional debt-to-equity ratio is that,  this ratio compares the proportion of a companys long-term debt compared to its available capital. With this ratio, investors can identify the  amount of leverage  utilized by the company and compare it  to others to help analyze the companys risk exposure. Companies  with a greater portion of their capital with the debt are considered riskier than those with lower leverage ratios. Total debt to adjusted total capitalization helps in measuring the performance of a company on a risk-adjusted basis calculation. This ratio helps the company in showing the financial leverage. This ratio is the variation of Long term debt ratio or the traditional debt-equity ratio. Tot al debt to adjusted total capitalization computes the proportion of companys total debt with its available capital. By using this ratio, investors can identify the  amount of leverage  utilized by a specific company and compare it  to others to help analyze the companys risk exposure. It is calculated as follows: Total Debt/ Total Debt + Common Stock Pepsi Co Total Debt to Adjusted Total Capitalisation= Total Debt/ Total Debt + Common Stock = $ 9453/ $9453+$ 1498 =$ 9453/ $ 10951 =0.86 Cadbury Schweppes Total Debt to Adjusted Total Capitalisation= Total Debt/ Total Debt + Common Stock =$ 1490/ $ 1490+ $ 129 =$ 1490/ $ 1619 =0.92 Coca-Cola Total Debt to Adjusted Total Capitalisation= Total Debt/ Total Debt + Common Stock =$ 1693/ $ 1693+ $1315 =$ 1693/ $ 3008 =0.56 Coca- Cola Enterprises Total Debt to Adjusted Total Capitalisation= Total Debt/ Total Debt + Common Stock =$ 4201/$ 4201 + $ 8 =$ 4201/ $ 4209 =1 McDonalds Total Debt to Adjusted Total Capitalisation= Total Debt/ Total Debt + Common Stock =$ 4836/ $ 4836+$ 335 =$ 4836/ $ 5171 =0.94 The ratios of the companies are having the same position with Cadbury with the ratio in highest position with 0.92 and Coca Cola with 0.56 as the lowest. It indicates that Coca Cola is the lowest riskier company among all in the list. Ratio of Cash Flow to Long- term Debt Ratio of Cash flow to long term debt indicates the available fund with the company payoff the companies long term debts. Higher is the ratio, higher will be the ability of the company to pay the total debt with the cash generation with its operations. A lower ratio will indicate debt or a weak cash flow generation of the company. This has to be investigated by the company to know the factor the low ratio and this ratio can be compared with the historic data so that the root cause can be found. It is calculated as follows: Cash Flow/ Long Term Debt Pepsi Co Ratio of cash flow to long term debt=Cash Flow/ Long Term Debt =$ 3742/ $ 8747 =0.43 Cadbury Schweppes Ratio of cash flow to long term debt=Cash Flow/ Long Term Debt =$ 492/ $ 864 =0.57 Coca-Cola Ratio of cash flow to long term debt=Cash Flow/ Long Term Debt =$ 3115/ $ 1141 =2.73 Coca- Cola Enterprises Ratio of cash flow to long term debt=Cash Flow/ Long Term Debt =$ 644/ $ 4138 = 0.16 McDonalds Ratio of cash flow to long term debt=Cash Flow/ Long Term Debt =$ 2296/ $ 4258 =0.54 The ratios indicates that the company need to investigate on the cause behind the lower ratio. other companies are also indicating a low ratio. This can be a serious issue for the companys in the future if this is not rectified in the initial stage of occurrence. The company are facing this situation for more year have to identify the cause with comparative study using the historical data of the company so as to get a clear picture of the scenario. The Ratio of Cash Flow to Total Debt Ratio of cash flow to total debt indicates the companys ability to pay the total debt with the cash available from its yearly operations. Total debt is the sum of short term and long term debt of the company. Higher is the ratio, higher will be the ability of the company to pay the total debt with the cash generation with its operations. A lower ratio will indicate debt or a weak cash flow generation of the company. This has to be investigated by the company to know the factor the low ratio and this ratio can be compared with the historic data so that the root cause can be found. It is calculated as follows: Cash Flow/ Total Debt Pepsi Co The Ratio of cash flow to total debt=Cash Flow/ Total Debt =$ 3742/ $ 9453 = 0.40 Cadbury Schweppes The Ratio of cash flow to total debt=Cash Flow/ Total Debt =$ 492/ $ 1490 =0.33 Coca-Cola The Ratio of cash flow to total debt=Cash Flow/ Total Debt =$ 3115/ $ 1693 =1.84 Coca- Cola Enterprises The Ratio of cash flow to total debt=Cash Flow/ Total Debt =$ 644/ $ 4201 =0.15 McDonalds The Ratio of cash flow to total debt=Cash Flow/ Total Debt =$ 2296/ $ 4836 =0.47 The ratios indicate that the company with lower ratio need to investigate on the cause behind the lower ratio. There are other companies also which have low ratio. This can be a serious issue for the companys in the future if this is not rectified in the initial stage of occurrence. Net Debt Ratio of PEPSI CO L*= (D+PVOL-CMS)/ (NP+D+PVOL-CMS) D=Market value of Total Debt= $9453 PVOL=Present Value of Operating Lease (5 times the annual rental expense) =479*5= $2395 CMS=Cash and Marketable Securities=($1498*25%)+$1498= 1123.50 NP=No. Of common shares* common stock price=788*55.87=$44025.56 L*= (D+PVOL-CMS)/ (NP+D+PVOL-CMS) L*= (9453+2395-1123.50)/ (44025.56+9453+2395-1123.50) = 10724.50/ 54750.06 = 0.20 or 20% PepsiCo measures a good financial leverage on the above ratios. Here, the company has a net debt ratio of 20% which states that the organization is maintaining a handle on their finances in a good manner which help them maintain a proper financial control of the activities. PepsiCos objective to maintain a single A debt rating for the net debt ratio is satisfactory and reasonable since the standard is set in and between 20-25% and the net debt ratio falls in 20% for the firm. 4. Conclusion A firm should maintain the corporate financial activities of the firm in the controllable and satisfactory manner so that the company is able to plan and workout its future activites in the current situations and plan which help the firm to carry out the activities. The interest coverage ratio, the calculation indicates that coca cola is using higher level of their earnings for their operations. Though higher ratio is desirable but this also indicates that the company is conservative in using debt, which is a narrow idea or notion that the company has about itself. In the fixed charge coverage ratio, the ability of the company or firm to clear its yearly fixed expenses that the company incur are to be cleared, here the ratios shows that coca cola enterprise is not able to pay off its expenses when compared to other four firms and the higher ability to payoff the expenses is coca cola with 16.91, which is highly a positive sign when compared with other companies. The company w ith the ratio in between the coca cola and coca cola enterprise are maintaining a kind of equilibrium with the expenses. In the long term debt, the ratios show the company leverage, here the company leverage for the coca cola enterprise is with a risk that the company is having too many long term debt which is a risk for the firm operation. Company with lower long term debt indicates the higher leverage level for them to carryout the firms operations and also without any risk of bankruptcy. Total debt to total capitalisation ratio indicates the total debt in the capitalisation of the company, the higher the portion will be the higher risk to the company. Here, the calculation shows that the coca cola is with lower risk of total debt to capitalisation. The higher portion is shared by the coca cola enterprises, which is a sign of risk to the company. The company should investigate the root cause of the problem so that the company can sustain itself from the risk in the market. T he company take the historical data to calculate the cause and come out with solution for the risk. Ratio of cash flow to long term debt shows the availability of the cash with the company to clear the long term debt of the company. Here in the calculation the coca cola is 2.73 ratio which indicates that the company is having sufficient amount of cash flow with which it an clear the long term debt of the company. And the lower ratio is shown by the coca cola enterprise, which is indeed at risk as the company will not be able to pay the older debt and will accumulate more of debt for running the operation. The company need to be careful about the new debt which they are going to take from the financial institutions etc. Ratio of cash flow total debt indicates the ability to pay the total debt of the company with the cash flow from its operations. Here in the calculation, coca cola enterprise is making a ratio of 0.15, which indicates that the company is not able to pay its tota l debt with the cash generated from the yearly operation. The company needs to restructure its financial activities so that the company will be able to function properly and successfully. The coca cola company is making a higher ratio in the available firms which indicates the company is able to pay its total debt with the cash they generate every year. Here the ratio shows the company is handling the financial activities in the right manner and controlling the activities. All the ratios calculated are in the average which shows that the ratios are average and companies are functioning with the single A debt rating which makes the investment decision in the right direction and also minimum with high returns.